The Star-News

City loans available for energy-saving retrofits

Sat, Oct 23 2010 12:00 PM Posted By: Special To The Star-news

As part of the city of Chula Vista's Home Upgrade, Carbon Downgrade program, property-owners are now able to receive low-interest loans in order to make energy-saving improvements at their homes or businesses.

Loans may be given for a variety of projects such as wall and attic insulation, water heater upgrades, efficient windows, solar photovoltaic systems and cool roofing.

Loans, which can range between $2,500 and $20,000 and have a maximum payback period of 10 years, are secured through a lien on the participant's property.

All improvements must also be performed by an eligible contractor to help ensure high levels of workmanship and customer satisfaction. Loans are available on a first-come, first-served basis, so act now.

Follow these easy steps to get started:

1. Complete a brief SDG&E on-line energy survey (www.sdge. com/residential/tools.shtml) to help you identify ways to make your home more energy efficient.

2. Contact a contractor from the program's eligible contractor list ( to receive a price quote for an energy-saving project. Don't see a particular contractor on the list? Ask them to sign-up to be on the City's list ... it is easy and free!

3. Review the program requirements to make sure that your energy-saving retrofit project and your property qualify for a low-interest loan.

4. Complete and submit a loan application along with the necessary documentation.

For more information on the community energy revolving loan and additional City environmental programs, please visit or call (619) 409-3893.

The Home Upgrade, Carbon Downgrade program is supported through the American Recovery & Reinvestment Act.

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